AMEX Market Posts

Many people have often wondered exactly what the time limit is when filing a PPI claim and exactly how far back can they go when filing a claim? So when is the PPI deadline? Most banks and financial institutions give the impression that the time limit is six years with some case even in some cases up to 30 years. The banks and other financial institutions will insist that it is six years because they try to limit the number of claims.

All banks and other financial institutions are required by law to keep all financial records for six years after the completion date of the loan. This is the minimum number of years that all financial institutions and even businesses are required to keep all client details. In some cases, lenders will even have records that go back into the early 1990s. The biggest problem is that most lenders have different methods and lengths of time that they keep financial records of their clients. This means that is you have a claim from 10 years ago you may be able to file with one financial institution but not with another.

Another big factor to consider is that some companies are regulated by different financial organizations. However, this became more standardized in 2005. this means that some companies can be required to review claims and others would not have to because of the regulations that were in place back then.

Currently, the time limits to file claims are being considered to bring about a timely conclusion. In order to protect the consumer, the FCA or Financial Conduct Authority are considering setting deadlines in 2018.

remember that it is crucial that you check your financial documents to see if PPI was applied to your loan or any loans that you have had in the last 30 years regardless of what type of loan it was such as mortgages, loans or credit cards. Also always read all paperwork to see if PPI is part of your monthly payment. If you do not want PPI and have been paying for it you may be entitled to a refund. On the other hand, if you are paying for PPI as part of your monthly payment and want the protection you will have peace of mind knowing that you have protection in the event of accident, sickness, disability or death.

Personal Finance

In this article, we review an advanced trading platform, based in Scotland, which is named Finpari.

Scam Verification

Although Finpari platform is not regulated and operates under the laws acting in the UK, there are solid proves of its reliability.

Primarily, the platform offers a top-notch customer support service, which is quite important, taking into account that popular brokers can be hard to reach sometimes.

In contrast to multiple trading platforms, Finpari has developed a high-quality website, which is easily navigated and provides all important data on the services.

Moreover, due to the availability of a trial account and efficient trading materials, the broker provides high-quality guidance for the users.

Information on Depositing (Minimal Finpari Investing)

The starting deposit has to equal minimum $250. The payment methods available are WebMoney, OKPAY, wire transfer, credit cards & debit cards, Bitcoin, PayPal, Perfect Money, and QIWI. The trading currencies are EUR, RUB, GBP and USD. The smallest trade value is $1.

Depositing and withdrawing money on Finpari platform is uncomplicated. Depositing is free of charge. The withdrawal processing time is one hour.

The disadvantage of Finpari concerns its withdrawal fee, which is not dependent on bonus assignation. Thus, if you are signed up on the platform, you must reach certain requirements to get a withdrawal processed.

The categories of accounts are bronze ($250), silver ($1,000), and gold ($3,000).

The Option Types

The operated software is a high-quality tool, popular in the sphere of BO marketing, – SpotOption. Due to this system, the broker can be accessed on any device type. The smallest sum to be invested equals $10 while the highest is $1,500. Thus, the range is suitable for the owners of any account types (from small to medium).

A great variety of options, including long term, one touch, pairs, ladder, 60 seconds, high/low, is available.

  • The standard trades are based on high/low options, which presuppose price direction selection. Long term options are characterized by long expiries while 60 seconds presuppose 1-minute expiration.
  • One Touch trades relate to the prediction of a price reaching certain value in specific time frames. Trading on pairs means deriving profits from the pricing action of two different assets. Ladder options presuppose gradual payout requesting, which depends on the progress of price movements.

Finpari Trading System

Depending on account types, one can receive different training resources. Thus, on a Bronze platform, one can access a free eBook, video recordings, and a trial account free of charge. Silver account presupposes the use of a web class and 3 trades free of risk. Gold accounts offer also a prepaid card. Moreover, one can order a full account management on Finpari.

Trading Subjects

The examples of traded stocks, on Finpari, include IBM, TESCO, Apple, Microsoft, etc. Among the available currencies, one differentiates EUR/JPY, EUR/USD, NZD/USD, and others. The indices to be trades involve DAX, FTSE 100, DOW, TOPIX, etc. Finally, the commodities on Finpari include sugar, coffee, wheat, etc.

Investing Stock Market

When you choose to trade in binary options you will quickly realise that every trade is time controlled.  In fact, deciding a time limit is part of the purchasing sequence.  A trade can last just sixty seconds, or it can be several hours long; the rewards may vary according to the length of the trade although there are a variety of other factors which will need to be taken into consideration.  The decision will probably be made based on the time you have available and whether you mind waiting for your results or not.  If you enjoy the thrill of watching the price move you may find shorter trades are more appealing.

Whichever option you choose it is essential to remember that, whilst you can choose almost any duration, as soon as you have chosen and committed to the trade the deal is locked.  You cannot then extend or shorten your trade in order to get the right result.  This is one of the biggest differences between binary options trading and regular trading.  If you buy and sell shares you can do so at any point, depending upon market conditions and the current price of the shares.  However, with binary options you are not purchasing a share; you are simply purchasing an option; there are only two basic choices; the price will either go up, or down.  This is known as the call/put trade; it is the simplest option and the best one to start with.

There are in fact three binary options, the call/put as described above, and the following two:

The one touch trade is controlled by a broker.  They will select a price for a specific share and a time limit.  If you agree to the trade you will receive a return if the share prices rises to the set level.  It does not matter if it goes over that level as long as it reaches it.  The harder it is to reach the target price, the higher the reward is likely to be.

The third and final option is the boundary trade; in this option you can choose whether the share price will end up within a specific price range or not.  If, at the end of the trade it is in the same place you predicted then you will get the agreed rate of return.

Deciding which option is right for you will depend upon your current level of trade experience.  If you are new to the markets the basic put/call trade may be the best option; to assist you with learning how share prices move.  Alternatively, if you are already experienced in trading on the stock market and are looking for a little diversity you may wish to dabble in all three types of trade.  There is no right or wrong options; just the one that suits you and your current position best.

The quality of your trades is much more important than the number of them.  Whether your goal is to earn a living from binary options trading or you are just looking for a little extra will make a big difference to the amount of risk you are prepared to accept.  Everyone is different and you will need to develop at least one of your own binary options strategies to reach your own goals.  It is essential to note that you cannot win every trade; you must factor this into your calculations and risk only what you can afford to lose.


Contemporary market offers a big variety of devices that are based on Android. These are smartphones and tablets. There is a possibility to perform trading of monetary assets with the help of such devices, in case one refers to the broker, which runs a compatible platform or app.

Trading from Android phones

It is possible to trade financial assets on the devices, which are Android-operated. Mostly, the devices, which are run on such operational systems, have spacious displays. It allows using all features and tools, which are provided by binary options brokers.

The employment of the reviewed devices is advantageous in terms of their weight. Thus, with smartphones, one can successfully sustain all trading operations from the tools, which are not heavy to carry, which guarantees maximum mobility.

Trading from Android tablets

Obviously, investing operations may be performed on tablets that are operated on Android tablets too. The primary benefit of the option concerns the idea that tablets have larger displays than smartphones, which guarantees having more comfortable investing environment.

Nevertheless, many do not like the idea of carrying tablets since they are bigger than mobile phones and occupy more space. It is, obviously, the single minus of sustaining trading operations from Android tablets.

Trading via mobile browsers

One differentiates two methods, with the assistance of which trading on mobile devices is performed. Firstly, one may consider trading assets from web browsers. Due to the possibilities, which are suggested by contemporary technology, one may invest assets from browsers just as successfully as making investments from online platforms, which may be downloaded and are aligned with investment possibilities. Nevertheless, we consider that sustaining trading operation on browsers is less efficient than making investments on specific applications since the former can not provide a full replication of investment opportunities of well-developed apps.

Trading from Android binary options apps

Another method of sustaining financial operations on Android-operated devices is trading binary options via apps, which are run on Android-based system. So that to use this investing method, one has to download install an Android-based app, which was devised by a financial services provider. Sustaining trades from such applications has its advantages, which embrace efficient graphics and some well-developed functions that are not available on mobile web browsers.


Millions of people owe money on more than one loan or credit card. Some have a complex web of personal loans, credit cards and other accounts, all charging different levels of interest and all requiring regular monthly payments.

If you fall behind on any one of them, then you risk damaging your credit rating and getting into a spiral of late payments where you will constantly be struggling to catch up. Left too long, this circle of arrears and missed payments can snowball into serious financial difficulty.

This is the point that a personal loan can be used to consolidate your debt. A personal loan used in this way will lump all of your debts into one and mean that you only have to worry about making one payment each month. You will only have one interest rate to worry about and the certainty offered by a single monthly payment will allow you to plan your household finances for months, often years, in advance. Using a personal loan for debt consolidation can take much of the worry and hassle out of managing your finances.

Let’s take a look at how a personal loan might work for consolidating other debts and how using this method can help you to get your financial affairs back on an even keel.

How do they work?

When you take out a loan to consolidate other accounts, you move all of your borrowing – or the majority of them – on to this new loan. Once you’ve done that, you are then free to close your other loans and credit cards by transferring the money you’ve received on the new personal loan onto these accounts. If you do this for all of your other debts, then you will only have one monthly repayment to worry about.

If you do go down this road, it’s important that you contact the organisations you hold existing balances with to check whether you will face any hidden fees for paying off the accounts. Some loans, in particular, come with early redemption penalties, which the lender uses to limit the loss of interest they incur when people settle accounts early.

If you do face early redemption penalties, it’s important that you take account of these before applying for the new loan because you might leave yourself out of pocket if you have not borrowed enough to cover them.

The vast majority of loans used for debt consolidation are unsecured. You don’t have to put up your house as security or find a guarantor. But just because they are not backed by security, does not mean that you shouldn’t act responsibly when looking for one. Be realistic about how much you can afford to repay each month and don’t be tempted, once you’ve got the money, to start spending it on other things like holidays, cars or electronic gadgets. If you do this, you’ll be left with some or all of the debts you are already struggling with plus the new loan.

The advantages of consolidating debt

By far the largest advantage of debt consolidation is that you only have one loan, one interest rate and one payment to manage each month.

This will allow you to plan ahead with much greater certainty and to concentrate on your household budget.

When you take out a debt consolidation loan and then close down the accounts, which you have cleared, you will also be improving your credit rating, making it more likely that you will be approved for other forms of credit in the future.

Things to look out for

You need to pay close attention to the interest rates charge on various personal loans before applying to ensure that you don’t end up paying more than you have to. If you are planning on closing credit card accounts by transferring the money from your new loan, you will have to pay more in interest than if you simply took advantage of an interest free period for balance transfers on a new credit card. This route may not be open you you, however, if you have a poor credit record because you will struggle to get approval for a balance transfer card.

Be realistic about your debts when shopping around for loans. Remember that the more that you borrow on your new personal loan, the lower your interest rate will be although you will, at the end of the loan, have paid more in total interest than with a smaller loan. Always try to borrow a little bit more than you need to clear your debts if this means that you will benefit from a lower interest rate.

If you are using the new personal loan to get your finances back on track, then you might be planning to pay off the new loan early. If this is the case, then make sure that you check the loan’s terms and conditions before applying to make sure that there are not any early redemption penalties. If there are, balance these against the total interest that you might save by paying the loan off early.

Shop around

Remember that there are many different loans from a multitude of different providers to choose from. The days when personal loans were only issued by the high street banks are long gone so it pays to shop around to find the best deal for your particular circumstances. Doing your research up front will save you headaches later on.

Article provided by Mike James, an independent content writer working together with Solution Loans, a technology-led finance broker with many years’ experience in advising clients of their most suitable type of credit.

Personal Finance

Investors can never truly know how the bear market can turn out to be for certain. Therefore, it’s important to invest your money in many different ventures as possible to minimize your financial loss in case one market fails. Diversifying investment portfolios is an essential strategy for financiers. It’s something that veteran investors master to the point of an art. Beginners, however, may struggle. If you are an investor looking to diversify, here are several useful tips to follow:

Include Low-Risk Options

When you are trading stocks or investing in real estate, you need safer, very little risk involved, investment options to guarantee an income on the long run. These will be essential if one of your ventures fail in a major way. You will need something to fall back on. Therefore, you should diversify your portfolio by investing in the least risky way. Currently, the investment options where risk is minimal include savings accounts, fixed deposits and government bonds. Most of these are insured, so you can have at least a portion of your money back if the bank fails.

Join a Pool of Investors

One of the best ways to invest if you are beginner is to put your money into high yield mutual funds that are professionally managed by financiers. These essentially pool funds from multiple investors, and a lump sum is invested in stocks, bonds, the money market and other assets. Mutual funds are automatically diversified to protect against risk of one market. They are also handled by experts, which is an advantage if you are just starting out. Consider pooling at least some of your money into one of these to diversify your portfolio with little effort.

Precious Metal

Inflation and economic downturns are the sworn enemies of investors. In case the unthinkable happens, a good investor should have funds hedging against loss. Precious metal is a time honored and well tested investment option that protects funds against dangerous fluctuations in currency. Precious metals, like gold, are inversely valued against the US dollar, so that if the currency is devalued due to inflation or recession, your precious metal stocks will go up in value. Therefore, do not overlook previous metal in your investment portfolio.

Foreign Stocks

It’s difficult to say how the US government, or any other government, will fare five years from now. Do not put all your resources with stocks of one currency. Buy foreign stocks in foreign currencies to protect your overall portfolio against inflation, economic downturns and political instability. Mix up your stocks and buy from other stable governments in Europe and Asia to increase your revenue and dilute your risk.

Direct Investments

Instead of buying stocks of companies through a financial firm, you should consider investing directly in a startup. There are countless startups crowdfunding capital in return for a share of stocks or revenue. You can find them on sites like Kickstarter. Diversify your portfolio with some of these for commission-free returns.


You should begin diversifying your investment portfolio the day you begin investing. Do your research, talk to professionals and think outside the box to solidify your returns.


When you get turned down for any form of credit – a card, a loan, a mortgage or even a mobile phone contract – it’s likely that your credit rating is impaired in some way. That means that the record held by one of the credit reference agencies contains information which is marking you down as a poor credit risk for the lenders. That could be because you’ve made a few financial mistakes at some point in the last six years or there could be something more serious registered against you like a county court judgement (CCJ) or defaults.

While this will make it difficult for you to be approved for credit in the short term, there are a number of steps you can take to improve the situation over the medium or longer term. Even those with the worst credit scores can start to do things that will improve their prospects of obtaining credit in a year or so.

It’s important to stress that there is no single quick fix when it comes to repairing your credit rating. To do so takes time, discipline and a bit of patience. While you are in the process of repairing your credit record, it’s vital that you don’t try to ‘test the water’ too much by making too many applications for credit in a short space of time. Lenders see multiple credit searches on your account as indicators that you might be in financial difficulty or that you are not disciplined when it comes to money.

If you want to find out what your credit rating is while you are attempting to repair it, the best thing to do is to sign up for one of the subscription plans offered by the three main credit reference agencies – Equifax, Experian and CallCredit. You’ll be able to see your credit score, the status of all of your loan and card accounts and whether there are any other black marks like defaults, CCJs or not being on the electoral roll.

You can also use on of the pre-eligibility checks that some lenders now offer online. These are also available on some of the major credit comparison sites and give you a good indication of what credit cards or loan applications would be successful without a credit search being registered on your account.

In the meantime, here are the five major steps that you can take to improve your credit rating:

  1. Commit to making your repayments on time

Even if it is just means making the minimum payment each month, keeping all of your credit accounts up to date is an absolute must when it comes to repairing your credit rating. These are updated every month by the credit reference agencies and will either show that everything is up to date or that there is a delinquency (a late payment). A delinquency will show as a number of days and the amount that is overdue). If you continue to make payments on time, every month on all of your accounts, this will have a dramatic effect on your overall credit score in a matter of months assuming that you don’t have anything more serious registered against you.

  1. Settle accounts that you don’t use

It may feel safe to have a large number of unused credit cards in your wallet but it does you no favours when it comes to your credit rating. Lenders don’t like to see that you have too much credit available – indeed, they prefer it if you have a smaller number of cards or loans which are used regularly and are kept up to date because this will show that not only do you represent a low risk, but that you are actually likely to make them more money in interest if they decide to offer you more credit. So, it makes sense to close any accounts that you are not using to bring your total amount of potential debt down.

  1. Apply for a ‘credit builder’ card

Some of the major banks and larger financial institutions have versions of their mainstream cards that are specifically geared to people with impaired credit ratings. These are known as ‘credit repair’ or ‘credit builder’ cards and two of the most well-known ones are offered by Barclaycard and CapitalOne. They come with higher interest rates and lower credit limits than those offered to people with good or perfect credit records but they will allow you to borrow a small amount of money and then demonstrate that you are financially responsible by making your repayments on time every month. Every time you make a repayment, this will be shown on your credit record and will improve your overall score.

  1. Guarantor loans

You may not be able to successfully apply for a loan on your own but that doesn’t mean that you can’t apply for credit and then start repairing your credit record by making payments on time. A guarantor loan uses a third party – somebody close to you who is able to guarantee your borrowing – as security against your borrowing. While the lender will use the guarantor’s credit record when making its decision on your loan, it will be your credit rating which will improve each time that you make a repayment on your loan.

  1. Other sub prime loans

Thankfully there is a strong and growing market for the so-called sub prime sector – people whose credit records are impaired and face rejection by mainstream lenders. Virtually every kind of credit is offered by lenders in this market – loans, mortgages, car finance, etc. While the criteria that sub prime lenders use to make their decisions are less strict than the high street banks, the effect of repaying these forms of credit on time are exactly the same: your credit score improves gradually over time to the point that you can once again start applying for mainstream credit.

Article provided by Mike James, an independent content writer working together with technology-led finance broker Solution Loans, who were consulted over the information in this post.

Personal Finance

If you have been turned down for a loan or other form of credit, then you are one of hundreds of thousands of people who are refused every year. While the financial crisis may have ended and interest rates remain stuck at record lows, the mainstream banks are still reluctant to lend to anybody except those with excellent or perfect credit ratings.

So millions have been shut out of the main credit market over the last few years, finding that they are not only unable to borrow the money they need to fund home improvements, new cars or debt consolidation but also not able to repair their credit records.

There may be a multitude of reasons for rejection – an applicant might have made some fairly minor mistakes with their finances in the past, he or she might not be registered to vote and so not on the electoral roll or they may have had a CCJ or default made against them up to six years ago.

This can be a cycle that is hard to break out of: an applicant needs to show a record of good repayments over time but is repeatedly turned down for a loan or credit card in order to build up such a history to begin with.

Guarantor loans

If you are new to the credit market – perhaps you have just bought your first home but don’t have sufficient funds to redecorate it or maybe you want to replace your car but have never borrowed money before – guarantor loans can help you.

With a guarantor loan, the applicant who has either a bad credit record or has never borrowed money before – finds somebody close to them who is prepared to stand as security that the loan will be repaid even if circumstances change.

How they can help rebuild credit:

  1. A clean sheet

Because it is the guarantor’s credit record that the lender is looking at, the borrower’s record is not so relevant when the lender makes its decision.  The guarantor is providing the lender with the reassurance it needs that should the borrower fail or be unable to keep up with repayments, he or she will step in to ensure that the schedule is adhered to. That means that if you are worried you might be turned down for credit, you can apply for a guarantor loan more confident of success. This avoids the problem of having repeated credit searches on your record – something that the major financial institutions have come to recognise as a sign that a borrower might be in financial difficulty.

  1. Credit repair

While the lender will be looking at the guarantor’s credit record when making its decision, the repayments will be registered on the record of the borrower (so long as he or she sticks to the schedule). This means that while you may have a poor or non-existent record to start with, so long as you make all of your guarantor loan repayments on time, your credit record will start to improve almost immediately. Because borrowers look for a history of payments made on time when making lending decisions, this means that your record can go from poor to good quickly when you enter into a guarantor loan agreement.

  1. Safer for the borrower than other forms of credit

There are plenty of other forms of credit offered to the so-called sub prime market. These include payday loans, logbook loans and forms of doorstep lending. But all of these come with much higher interest rates than guarantor loans and often have other fees and admin charges. Some of these are also secured against property meaning that you could lose your home if you fail to keep up with repayments. With guarantor loans, the lender is taking the guarantor’s credit record into account when setting an interest rate meaning that a borrower can often benefit from a loan that is easier to manage.

  1. Longer repayment schedules

The longer your history of repaying loans on time is, then the more likely it is that you will be approved for other types of credit. Guarantor loans can help with this – they have longer repayment schedules than other forms of sub prime lending and larger capital sums on offer. If you take out a guarantor loan for, say, five years and always make your repayments on time, then this will reflect on your credit record throughout the life of the agreement. These longer repayment schedules also mean that a borrower can plan their finances more effectively for months, even years ahead. That gives them a better chance of keeping everything up to date and, as a result, continue to maintain their good record once things improve.

  1. They are looked on more favourably

Payday loans – while appropriate for short-term borrowing in some circumstances – have had a bad press. Not least has been the acknowledgement by the big banks that they will not touch applicants who have taken out a payday loan in the previous six months, sometimes 12. This is because some financial institutions regard payday loans as signs of financial distress and that those who have taken them out are less likely to adhere to other repayment schedules. There’s no such worry with guarantor loans which are recorded on your credit record just like other more traditional forms of credit. So long as you continue to make your repayments on time, then banks and other financial institutions will regard other applications for credit more favourably.

Article provided by Mike James, an independent content writer working together with technology-led finance broker Solution Loans.

Personal Finance

When you need money fast, it can be difficult to know who and where to turn to for help. Without good credit to your name, your task becomes even harder. Navigating the rates and terms of popular borrowing options can cause quite the headache, especially when time is of the essence. If the clock of your upcoming bills and repairs is ticking, then take some advice and avoid borrowing from the following lenders.

Don’t Ask Your Friends

If your friends are financially secure, borrowing from them may seem like the easiest option. Usually, you won’t be signing any contracts, which means you won’t be subject to the same sort of interest rates or conditions you would be from an official source; however, it has the potential to be the worst option for the very same reason it seems like the simplest. Without strict terms, repayment can become a bit of a grey zone. You may feel compelled to push back your due date and take advantage of your friend’s generosity, especially when most borrowers find it hard to ask for their money back. Alternatively, the dynamic between lender and borrower can become awkward, with you feeling as though you’re beholden to the person who gave you the money. In the end, either situation can end up putting a strain on your friendship, potentially damaging it permanently.

Avoid The Bank Too

When timing is of the essence, your local financial institution works against you. In order to issue a loan, they require lengthy in-person interviews that involve reviewing your current finances and credit history. These meetings can take weeks to complete as you speak to different representatives of the bank. In the meantime, your poor credit score can disqualify you from any loan, which means you’ve wasted valuable time getting nowhere. Meanwhile, your impending bill’s due date will arrive regardless of your success with the bank, and you’ll be responsible for late-fees and incurred interest on top of the initial charge.

Direct Online Lenders Are The Better Alternative

With these things in mind, it’s in your best interest to firmly cross off your friends and banking institution from your list. You can do it with confidence, too, as these were never your only choices. In fact, by discounting these options, you’ll arrive at a financially responsible opportunity. With the riffraff out of the way, you can turn to direct online lenders that offer secure short term loans. These small dollar loans (limited to $1,000) have clearly outlined and transparent rates, terms, and conditions that loans from your friends lack. Additionally, they are a convenient and fast alternative to those issued by your bank – even if you have bad credit!

When you visit the website of popular online direct lenders all you have to have is a valid email address, a bank account, and a source of income. With this information, you can fill out an application that takes no more than 20 minutes of your time. If you are approved, you can get a small dollar loan deposited directly into your account within 24 hours. It’s that simple.

Finding a loan no longer has to be a difficult chore when there are short term, small dollar loans available. So turn to a direct online lender before you ask your friends or bank for a loan. That way, you’ll find the money you need fast, without the risk of ruining any friendships.

Stock Market

The Forex markets have already enjoyed headlines during this January, so many traders expect that 2016 will prove to be a fruitful year. As the majority of recent news has focused upon the state of the currency markets, it is a good idea to highlight some of the features which are set to define the most efficient electronic platforms. Appreciating these metrics will enable investors to make the most informed decisions possible.

Competitive Minimum Entry Levels

It only makes sense that entry levels are predicted to be even more competitive when compared to 2015. This primarily arises from the fact that an increasing number of online brokers are entering into the electronic world. In order to entice new investors, we should fully expect to witness some amazing minimums during the months ahead. Still, there is much more to consider than entry levels alone. What other trends have already taken shape?

A Multitude of Currency Pairs

A sizeable portion of investment analysts seem to point to an increased amount of volatility throughout the Forex markets in 2016. It still remains to be seen whether or not this observation will come to fruition. However, many astute traders will embrace a more risk-averse stance this year. One of the most effective ways to embrace such a strategy is to diversify into different currency pairs while maintaining holdings in the major players such as the dollar, the pound and the euro. More exotic positions could prove to help supersede much of this volatility. This is also an effective approach for those who are hoping to embrace both short- and long-term options.

Mobile-Friendly Service

Mobile-responsive trading platforms should become the norm during 2016 and beyond. It has been shown that no less than 63 per cent are expected to access the Internet on a daily basis through the use of their smartphone. This will obviously translate to the individual traders themselves. Such mobile capabilities can enable one to open and close positions even while away from home or the office. The majority of astute portals have implemented mobile-friendly software within their trading platforms. Some even predict that mobile access will supersede traditional computer transactions within a few years.

Substantial Customer Service Resources

The Internet has become a very interactive environment. Thus, any website needs to display excellent levels of customer service. Not only will this tend to include access to standard telephone numbers and email accounts, but other features are likely to come into play. Thankfully training software and community features are quite commonplace on platforms like CMC Markets. Quality customer service has always been seen as a hallmark of a reputable broker. This principle is predicted to become even more entrenched during 2016.

These are some very general observations which are expected to have a great deal of relevance during the upcoming year. It is always pivotal to appreciate which platforms offer these amenities. Selecting the best trading system is just as important as choosing the correct investment strategy.